Auto Finance Support Company Hacked, Approximately 6 Million Affected… ''If You Receive a Notice, Respond Immediately''

Michigan Attorney General Dana Nessel reissued a consumer alert regarding a large-scale data breach at 700Credit LLC, urging potentially affected residents to take immediate protective action. The cybersecurity incident affected approximately 6 million Americans nationwide, including over 160,000 Michigan residents. 700Credit provides consumer financial support services to auto dealers — handling credit checks and credit report provision during vehicle purchases. The company identified the breach through internal investigation on October 25, 2025; the breach occurred in data collected at minimum between May and October 2025. Information exposed: names, addresses, Social Security Numbers (SSN), and dates of birth — high-risk personal information. The data was not 700Credit''s own but collected through affiliated auto dealers; individual notices to be sent by dealers starting December 15. AG Nessel: "If you receive a notice from 700Credit, do not ignore it — this breach can lead to identity theft and financial fraud; affected consumers must take personal information protection measures as quickly as possible." Recommended protective actions: credit freeze or credit monitoring service activation; vigilance against phishing emails; password changes/strengthening for major accounts; multi-factor authentication for all major accounts and devices; regular credit report checks (free weekly reports from Equifax, Experian, TransUnion via AnnualCreditReport.com). Michigan''s identity theft assistance: MITS (Michigan Identity Theft Assistance System) guides recovery procedures for residents who have experienced or suspect identity theft. Broader context: auto dealer data breaches are particularly damaging because they capture the combination of personal identifiers and financial information required for complete identity fraud — and the data is held by small dealers with variable security practices rather than by a single large institution that can be held accountable.